Consumer Loan Interest Rates


Effective 12/01/2015

DESCRIPTION Approximate Terms up to: With a loan rate as low as:

NEW VEHICLES:

2015-2016 60 months 2.90%
72 months 3.40%

USED VEHICLES:

2014-2015 60 months 4.00%
72 months 4.50%
2010 - 2013 36 months 4.50%
48 months 5.00%
60 months 5.50%
2004 - 2009 36 - 48 months 6.00%
60 months 6.50%
2000 - 2003 48 months 7.00%
1999 & OLDER 36 7.50%

LINE OF CREDIT/SIGNATURE

up to 60 months 6.00%

CHRISTMAS LOAN

11 months 7.00%
SHARE & CERTIFICATE SECURED 4.0% minimum
(2.5% above share/certificate rate)  (Share and Certificate funds will be held in an interest bearing account at SWKCCU until loan is paid in full.
UNSECURED CREDIT LIMITS
Credit Score is: Credit Limit is:
750 & above $12,500.00
700-749 $10,000.00
650-699 $6,000.00
600-649 $2,500.00
599 & below not eligible
No Credit Score not eligible
MISCELLANEOUS CHARGES INDIVIDUAL JOINT
CREDIT REPORT $30.00 $40.00
w/NOSI & TITLE FEE $40.00 $50.00
GAP $375.00 per vehicle
GAP PLUS $395.00 per vehicle
Skip-a-payment (Once per year) 10% of pymt Max of $35.00 per member
 

For any loan from the Southwest Kansas COMMUNITY Credit Union, you must have a membership with Southwest Kansas COMMUNITY Credit Union in Dodge City and maintain a minimum savings account balance of $5.00. Membership is available to persons residing, working, or worshiping in or organizations located in the counties of Barber, Barton, Clark, Comanche, Edwards, Finney, Ford, Grant, Gray, Greeley, Hamilton, Haskell, Hodgeman, Kearney, Kiowa, Lane, Meade, Morton, Ness, Pawnee, Pratt, Rush, Scott, Seward, Stafford, Stanton, Stevens, Wichita Counties and to members of their immediate families.

Southwest Kansas COMMUNITY Credit Union can quote exact rates after a completed loan application is submitted.

All applicants must meet qualifying criteria regardless of credit score.

*Rates subject to change at anytime without prior notice. While we make every effort to keep our loan rates updated on our website, we cannot guarantee these rates. Please contact the Southwest Kansas COMMUNITY Credit Union office to obtain current loan rates.

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© 2014- Southwest Kansas Community Credit Union | 212 E Frontview, Suite C | Dodge City, KS 67801 | Phone: (620) 225-5625 | Fax: (620) 225-3577

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